The South Dakota Housing Development Authority (SDHDA) is pleased to announce the seven top Loan Officers for SDHDA First-time Homebuyer loans. The top SDHDA Loan Officers of 2016 are: Joshua Osborne, Plains Commerce Bank, Sioux Falls, Area 1; Melanie Hodorff, Great Western Bank, Watertown, Area 2; Cindy Fredrich, BankWest, Pierre, Area 3; Lori Norby, CU Mortgage Direct, Madison, Area 4; Lynal Jensen, First Bank & Trust, Brookings, Area 5; Julie Brownell, Plains Commerce Bank, Aberdeen, Area 6; and Betsy Heyden, First Fidelity Bank, Burke, Area 7
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